Cashero is your personal finance OS for freelancers. Track expenses, analyze spending patterns, set goals, and make smarter financial decisions with AI-powered insights.

Your financial overview at a glance.

• Stat Grid: Shows total income, expenses, net proceeds, and budget utilization
• Budget Usage: Visual progress bar showing spending vs budget limit
• By Category: Breakdown of expenses by spending category
• Projection: AI-calculated estimate of your final balance this month
• Recent: Latest transactions at a glance

Visual breakdowns of your financial data.

• Donut Chart: Category-wise spending distribution
• Line Chart: 6-month income vs expenses trend
• Heatmap: Daily spending intensity for the current month

Analyze month-over-month trends.

• Month-over-Month Table: Compare spending across months and spot patterns
• Savings Rate Trend: Track how your savings percentage changes over time

Set and track financial goals.

• Create savings goals (e.g., "Emergency Fund", "Laptop", "Vacation")
• Set target amounts and deadline dates
• Track progress with visual progress bars
• Goals help keep you motivated and accountable

Manage recurring expenses.

• Add recurring bills: Netflix, Rent, SaaS tools, Insurance, etc.
• Set frequency: Weekly, Monthly, or Yearly
• Auto-log: Recurring expenses are automatically logged on the specified day
• Total recurring/month: See your total fixed costs at a glance

Let AI analyze your finances.

• Analyze Now: Get a detailed breakdown of spending patterns and actionable recommendations
• Weekly Check-In: Mid-week pulse on your spending
• Category Deep Dive: In-depth analysis of specific spending categories
• Anomaly Detection: AI flags unusual spending patterns automatically

Manually log a new expense.

• Amount: How much did you spend?
• Category: What type of expense (Food, Transport, etc.)
• Date: When did you spend it?
• Note: Add context (e.g., "Lunch with client")
• Recurring: Mark if this is a one-time, weekly, monthly, or yearly expense

Track your income payouts.

• Record monthly payout amounts
• Add notes (e.g., "Client name", "Project")
• View payout history over time
• Helps with income trend analysis

Complete transaction log.

• View all expenses with dates, amounts, and categories
• Delete transactions if needed
• See duplicate expense warnings
• Total spent displayed at the top

Comprehensive annual financial summary.

• Year selector: Choose different years
• Annual stats: Total income, expenses, net, savings rate
• Highlights: Best/worst months, highest spending category
• Monthly breakdown: Detailed table of all months
• Download PDF: Generate printable annual report

Add expenses using natural language.

• Type naturally: "spent $45 on lunch with client"
• AI extracts amount, category, date, and note automatically
• Review parsed data before saving
• Press Q or click the ⚡ button anytime to quick add

Navigation and tools at a glance.

• Hamburger menu: Click to expand/collapse sidebar
• Light/Dark Mode: Toggle between themes
• Export CSV: Download all data as spreadsheet
• Backup JSON: Save complete backup of your data
• Restore JSON: Upload a previously saved backup
• Version: Current app version at the bottom

• Use Quick Add for fast data entry on the go
• Set recurring expenses so they auto-log each month
• Run AI Analysis weekly for personalized insights
• Check Charts to visualize spending trends
• Use Goals to stay motivated about your savings targets
• Export/Backup regularly to prevent data loss
• The data is stored locally — your finances stay private